Wallet Watch

Our relationship with money is personal and often reflects the stories or beliefs we grew up with. In this episode we explore how experiences, family dynamics, cultural influences, and trauma shape our financial beliefs and behaviors. We also discuss how to recognize, heal, and move beyond generational money patterns to create healthier financial habits for ourselves and future generations.

Why do you save, spend or splurge the way you do? In our newest episode of Wallet Watch podcast host Jessica Rubio sits down with Dr. Quinetta Roberson to explore the powerful connection between your mindset and your money habits.  

Discover how emotions, life experiences, and beliefs can shape your financial behaviors and learn ways you can shift your mindset to create financial wellness. Tune in to “Your Brain on Money: How Mindset Shapes Financial Behaviors.  

The final episode of Wallet Watch Season 13 is here, and it’s all about one of the most common forms of cyber security fraud: phishing.

In the newest episode titled “Phishing 101: Don’t Take the Bait,” host Jessica Rubio speaks with Erin Landis, Chief Information Security Officer (CISO) from MSU Federal Credit Union, about how phishing scams are evolving — and how you can protect yourself.

Erin shares insights into the personal and corporate risks of phishing, how AI is making scams more convincing, and the top red flag of urgency to watch for. If a message pushes you to act fast, slow down — it could be a trap.

To wrap the season up, the message is clear. The more we educate ourselves, the better equipped we are to outsmart fraudsters.

You just found out your identity has been compromised. Do you know what to do next? In our newest episode of Wallet Watch “From Contact to Impact: Fraud Recovery”, podcast host Jessica interviews Detective First Lieutenant Steve Temelko, Commander of the Fraud Investigations Section within the Special Investigation Division of the Michigan State Police. In this episode, Steve shares some of the common scams Michigan State Police are currently seeing and investigating, while providing ways to stay vigilant so you don’t fall victim to the threat actors trying to steal your personal information. Steve also breaks down the victim impact process from contacting the police and filing a report, to the investigation process and beyond. Steve also stresses the importance of contacting the police as soon as you realize you are a victim. The longer you wait to report the crime the harder their investigation becomes. Steve also highlights a resource page the Michigan State Police have to help victims through the process, found here. This episode is one you don’t want to miss out on. Tune in now.   

Can you spot the difference between an AI generated video or photo vs a real one? In our newest episode of Wallet Watch, podcast host Jessica interviewed Skip Lindgren from Pindrop, a company that is helping financial institutions, healthcare organizations, retailers and businesses all over the world set the standard for voice security. Jessica and Skip even created a deepfake on air to see if listeners can tell the difference between the two! Read more about the FBI Public Service Announcement Skip talked about during the episode here. This episode and season is one you don’t want to miss out on. Tune in now.   

Phishing remains to be the number one way fraudsters are scamming people into giving away both personal and financial information. In the latest episode of Wallet Watch “Unraveling Card Fraud”, Melissa, Manager of Card Fraud shares ways consumers have given away sensitive financial information like their card and account numbers, not realizing it was a scam until after the fact. She is also sharing safe card practices that could help you better recognize fraud attempts and ways to help keep your personal and financial sensitive information safe and secure. Don’t miss out- tune in now!

Fraud is evolving and it’s becoming harder almost daily to decipher what is real and what is fake. It was reported in 2024 consumers lost over 12.5 billion dollars in romance scams alone. Check out our latest episode where podcast host, Jessica, interviews Senior Financial Educator DaVante as we discuss ways you can spot romance scams, share ways to stay vigilant and protected and why you should pause before scanning any QR codes in unexpected gifts that may show up on your doorstep. This season is one you don’t want to miss out on. Tune in now

At some point in our lives, we have all experienced some form of fraud, an unauthorized charge on our account, a phishing email attempt, or the infamous phone call that our cars warranty has expired. The reality is fraud doesn’t discriminate, and it has been an ongoing issue for centuries. To kick off this season, podcast host Jessica sits down with Jamie Smathers, VP of Fraud Prevention and BSA at MSU Federal Credit Union to talk about the Evolution of Fraud; where it started in the financial industry and the potential future of fraud as we see more and more artificial intelligence being incorporated into our everyday lives. This season is one you don’t want to miss out on. Tune in now.   

To our loyal listeners, this is an episode of Wallet Watch you don’t want to miss. Podcast host Jessica gets some one-on-one time with MSU Federal Credit Union’s President and CEO, April Clobes. In this episode, Jessica gets April’s thoughts on the importance of innovation when it comes to growth, the current economic state and what the future looks like for the small-town Credit Union that is a leader in the industry in so many ways. Don’t miss out, tune in now.

Business owners and entrepreneurs, listen here while we discuss Pillur, MSUFCU’s new commercial brand that provides advanced digital tools and benefits for our business members. Podcast host and Financial Educator, Jessica Rubio sits down with Nicole Dilts, VP of Commercial Solutions in the latest episode of the Credit Union’s podcast Wallet Watch, “Dream BIG with Pillur.” During this interview Nicole shares how Pillur will help create more robust options, increase access to more account needs for business members, and create more streamlined business lending options. Don’t miss out, tune in now!